Phil Riches Profile

Phil is CEO & Director of YouHome Loans and Model Mortgages Pty Ltd. Phil has 16 years Commercial and Residential lending experience, currently as a licensed Finance Broker, with relevant background in various roles with major bank and non bank lenders. He has extensive experience forging long term high level partnerships with Accounting and Financial Planning practices.Phil wanted to help his busy professional customers and referral partners through what can often be a ‘clunky’ loan application process. “Our system was borne from the ethos of helping our professional customers, and by uncovering what genuinely serves our customer best also saves us many hours on administrative tasks. We now have not only amazing systems that were built to serve the customer yet coincidentally save the broker a lot of time. We also now have almost frictionless video chat to further enhance our professional offering.”
PHIL RICHES
Senior Broker
5 Star Rating *****
Recent 24sessions quote”Amazing job again thanks Phil!”
“It's Not Faith In Technology.It's Faith In People.” STEVE JOBS
MEET OUR MOST TRUSTED
Partners & Clients

“Phil is his team are highly experienced and trusted mortgage brokers on the Coast. Their service is professional, personal and fast. Highly recommend!”

“My refinance with youhomeloans went so smoothly, I was even traveling for work through a lot of the loan process and it didn’t slow things down. They were helpful, communicative and made everything so easy – Highly recommend, thank you!!!”